Clients
Employers
Plan Sponsors
Retirement Plan Designs
Qualified
- Profit Sharing/Cross-Tested/401(k)
- Money Purchase
- Defined Benefit including cash balance “wrap around”
- 412(i)
Non Qualified
- General Asset Promises
- Rabbi Trust
- Secured Trust
- Employee Owned Annuities
- Secular Trust
- ISOP
- Mutual Fund Option Plan
- Post Retirement Options for Traditional Deferred Comp Plans:
Mutual Fund Option-Installment Sale of Deferred Comp Agreement-LTC Swap
Other Services
Independent IAR Services and Product Search Capabilities including 404(a) and 404(c) process implementation
Consumer Driven Health Insurance Alternatives -
HRAs, HSAs, FSAs, High Deductible, Fully Insured and Self Insured Options, Cafeteria Plan and COBRA Administration, Debit Cards and other alternatives
Group Benefits
Group Term Life
including sophisticated supplements for officers and highly compensated employees.
Group Disability
including “state of the art” supplements for officers and highly compensated employees.
419A (f)(6) Severance Benefits
Benefit Statements
revealing “hidden” values of employer provided benefits.
Other Techniques:
Closely Held Insurance Company (CHIC) tax exempt entity under 501(c)(15) that can receive tax deductible property and casualty insurance premiums from commonly controlled taxable corporations
Receivable/Creditor Protection
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