Endorsements

As the sponsor of a large 401(k) Plan, we need consistent, high quality education to inform our employees about their investment options and the risks and rewards of participation.

At the same time, we need to protect the Company, its officers and administrative personnel from the fiduciary liability that is inherent with 401(k) plan sponsorship. Chappelle Consulting has been able to meet our needs on both fronts.

Our relationship began in 1997, so CCG has shepherded us through several market fluctuations and numerous regulatory issues.

William H. Miller, SPHR
Director, HR Administration
ITC^DeltaCom Communications, Ina.

Chappelle Consulting was very instrumental in the initial implementation our Flexible Spending Accounts program in 1994. In retrospect we consider ourselves very fortunate in our selection of them as the administrators of our plan. The program has approximately 1600 participants and we have been completely satisfied will the service of processing of claims and the knowledge required to adhere to the rules and regulations of the IRS.

Director of Payroll and Employee benefits
Large University in the State of Alabama

Chappelle Consulting took a very complex issue for our employees and simplified it through bi-annual meetings with our 200+ staff. For those employees that were still struggling with where and how to invest the money in their 401(k), Chappelle consulting met with them one on one.

Chappelle Consulting has also been a great resource and advisor to our plan trustees. The Trustee felt secure having such a knowledgeable group keeping watch on the legal and regulatory issues associated with managing a large 401(k) plan

Dean Brown, MBA, CMPE
Chief Executive Officer
Alabama Orthopedic Clinic, PC

Chappelle Consulting is always ready to serve. Their staff understands our specific 401(k) plan and our associates feel like they are a part of our team.

Eddie Miller
President
Bodine, Inc.

Our 401(k) plan is one of our employees' most valued benefits. It never ceases to amaze me the level of understanding our blue collar work force has concerning the value of this benefit to their future.

One of the major components of the success of this program is Chappelle Consulting. Chappelle Consulting designed and implemented our program in 1987. From that time they provided the expertise to ensure our program was a tremendous success.

I could say Chappelle Consulting exceeded our highest expectations, but we expect the very best for our employees, nothing else would do and Chappelle Consulting has met the challenge.

Jim F. Conner, Jr.
Controller
Gulf Lumber Company, Inc.

As an employee benefit outsourcing firm and consultant, Chappelle Consulting has become a valuable partner to both our firm and our mutual customers. Rapid service and response to issues along with good advice is what we have come to expect from Allen and his team.

J. Holland Powell
President & CEO
Benefit Development Group, Inc.